At My 1st Home Loan we understand that our customers are busy people meeting the demands of work, family and life here in beautiful Perth. This is why we come to you, at a time that suits you, and a location that is convenient for you. Call our friendly team today to arrange a visit from us to discuss your financial needs.
Fear not - My 1st Home Loan To the Rescue
Becoming a first home buyer can be confusing and daunting. Fear not! At My 1st Home Loan we help people get into their first home every day. There are a lot of offers available for first home buyers, and we have the industry understanding to explain which is right for you. The government and legal costs and entitlements can be overwhelming too, but we will explain them in simple, understandable language so you know exactly what is what. Buying a first home should be exciting, not confusing. So call the team at My 1st Home Loan if you’re in the market.
My 1st Home Loan also offer a variety of products for:
Investors.
Owner-occupiers
Land purchasers.
Renovators and extenders.
Refinancers and debt consolidaters.
Construction.
Make an appointment to have one of our staff discuss what will work best for you and your needs.
Types of Financing
The team at My 1st Home Loan will assess your personal financial situation and goals and advise you the on type of financing that will best serve you. Call today for a personalized no obligation discussion.
Standard Variable Interest Rate Loan
The interest rate on this type of loan is subject to market forces which means it can go up or down. A standard variable interest rate loan gives you flexibility, allowing you to make additional payments, redraw excess payments or pay off the loan without penalty.
Basic Variable Interest Rate Loan
Basic variable - This loan is generally best suited to those who are happy with a low or "no frills" loan with no or low monthly fees.
Fixed Interest Rate Loan
A fixed interest rate loan allows you to fix the interest rate for a set period of time with the advantage of knowing what your repayment will be throughout the whole period of the fixed term.
Line of Credit Loan
This type of loan offers the greatest flexibility. Your entire income is deposited into the loan account thus reducing the balance. Usually, this kind of loan is best for those who have excess disposable income, or who are very good with their budget.
Kim is one of the most dedicated and customer focused brokers we have had the pleasure to deal with. She is technically competent and delivers her knowledge with empathy, understanding and patience. Kim always delivers above and beyond expectation.
Henri Chew
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Partner, Success Legal
Dedicated and Passionate
You can always tell when you've found someone who is passionate about their work.
In 2016 my husband and I decided to refinance our home loan, we were told that Kim is the best and they weren't wrong.
We were so impressed with her attention to detail that made sure that we got the amount we were after and with a bank with a fantastic interest rate.
If we ever had any questions for Kim we always received a quick response and kept in the loop in regards to any changes that came up.
Kim's dedication to her clients shows and you won't be disappointed when you choose Kim
Vanessa and Matt Easthope
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Client
The Right Finance
Thank you Kim for the time and effort you put into finding the best loan for my situation. You did a lot of research and kept me up to date on the progress of my application. Every question I asked you answered with ease in the friendliest manner.
I would recommend Kim to anyone who needs advice on finding the right finance deal for them. Thank you Kim for making it so easy and almost stress free.
Carolyn Jones
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Client
'Can do' Attitude
I would like to extend a big thank you for helping my son, Theo get his first home loan. We had tried many a time with others, but unsuccessful. Until we met you. Your knowledge and understanding has been a blessing. The 'can do' attitude, looking positively at circumstances and 'giving it a go', have done you well. Helpful, sums it up. We met your son Andrew, that works with you, equally appreciated. He stands tall and honourable. The years have passed by since we first met, we have all grown financially independent and fruitful. I have been able to contact you easily, discussing new options and material. So I have recommended you to friends and family and to anyone else that will read my note. I wish you and Andrew the very best.
Ariane Bracey
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Client
Excellent Broker
I have found Kim to be an excellent broker and an expert in her field. Her professionalism and friendliness is second to none, thanks Kim for all your help, David
David Benney
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Financial Planner, Lighthouse Capital
Professional, Excellent Service
I have worked with Kim Hubbard for the benefit of our mutual clients for several years now, and I’m always impressed with the commitment she has towards her clients. She will do whatever is necessary to ensure that their finance application process is smooth and hassle-free. She is very clued on, professional and provides an excellent service. I would highly recommend Kim if you’re buying or refinancing property.
